dmertz, thank you for reply to this question. It has been a source of great frustration for me last few weeks. Unfortunately, I continue to get conflicting responses. My employer sides with you, in that I can continue to contribute the maximum family amount to my HSA as I am covering both my husband and myself on MY HSA and HDHP (My husband is enrolling in medicare part A next year AND staying on my employer plan with me). However, Optimum, the HSA company is insisting this is incorrect. They pointed me to the IRS publication 969, where I was still NOT able to confirm either theory. Do you have a source where I can reference that MY contributions can stay as family if my husband is on Medicare (and it's just him and I on the HDHP)? thank you so much.
