Cheryl has a single high deductible health plan that her employer and she contributes to. Her deceased husbands retirement plan contacted her to inform her that she can use his carry over HRA funds of just under $7,000. as long as she starts using them within 24 months. She was never covered by his insurance, as they both had single plans. Can she use this carry over HRA money, since she was his spouse and can she continue to contribute to her HSA?
