look at it this way because this is how it is viewed from a tax standpoint
you got $x from hartford - non taxable
you got $y from social security - taxable
so at this point you have been compensated twice ( one taxable one not)
now you must give the social security $'s to Hartford (in effect Hartford gave you a net of $0) so you received no nontaxable income
the Hartford (non taxable) benefits have been replace by social security (taxable) benefits
don't know if under your contract with Hartford, you can decline the Social Security benefits or if there are other possibilities. consult a lawyer.
if you still don't understand the tax consequences of getting taxable benefits for non taxable benefits , seek a pro who will tell you the same thing one way or another.
