Thanks so much for the response. My worry is more the required payment to Hartford. The back pay is a total pass through to the insurance company. But the benefits i previously received from Hartford were after tax; while the SSI benefit will be taxed as some sort of income/gain (although i don't really have a gain here as the benefits went straight to Hartford). The back pay is a large lump sum (>100k - spread over 3 years) and my wife has a decent job...which means we will be fully taxed on a gain that is not realized for me (i worry I'm stuck with paying the insurer AND the IRS). Thoughts?
