I am divorced and have three children. One child is from my first marriage and the other two are from my most recent marriage. My oldest child has only the insurance I provide for her. The other two are covered by their father's insurance because he insisted on carrying secondary insurance when we divorced. I want to sign up for the HDHP and contribute to a HSA. I feel it would work best for my family. On my insurance it would be just me and my children. Two of us will have only the insurance I provide and the other two will have what I provide plus their father's insurance. The divorce decree says that we will both provide insurance with mine being primary and his being secondary. Am I able to sign up for HDHP and contribute to a HSA since my two youngest children are also covered on their father's non-HDHP?
