If in the Closing Disclosure the processing and underwriting fees are specificanlly listed under Origination Charges can the sum be deducted as Origination Fees? Assume lender's provided 1098 included only points of $2. There are three lines items like below (amounts are samples focusing more on descriptions).
Section: Loan Costs
A. Origination Charges = $4
1. 1% of Loan Amount (Points) = $2
2. Processing Fees = $1
3. Underwriting Fees = $1
Can the total of $4 be deducted or only $2 stated as points paid on 1098?
