Deductions & credits

Thank you so much for the effort in responding to me.  I went through all the parts you shared for my "research" and discovered that I had clicked "no, my loan isn't secured".  I did this because box 7 wasn't checked on my 1098; however, the hints section in TurboTax states that if there is an address in box 8 (which there is and of course this loan is secured), then I would click yes.  This changes everything and now I can itemize.  I guess it is time to re-file:-).  

 

Thanks again!