The terms are interchangeable. Per IRS: "The term 'points' is used to describe certain charges paid, or treated as paid, by a borrower to obtain a home mortgage. Points may also be called loan origination fees, maximum loan charges, loan discount, or discount points. " <a rel="nofollow" target="_blank" href="
https://www.irs.gov/publications/p936/ar02.html#en_US_2016_publink1000229944">https://www.irs.gov/pu...I understand your concern. If you want to contact the title company to be certain they are actually qualified points/origination fees, you should do so. However, they typically, will only label them as such if they fall under that category. Other "types" of fees are usually listed elsewhere (such as a Lender Fee, Processing Fee, etc.).
