Thanks, @TomD8. That's helpful.
Publication 502.11 says "You can't deduct payments for medical insurance for any month in which you were eligible to participate in a health plan subsidized by your employer, your spouse's employer, or an employer of your dependent, or your child under age 27, at the end of 2018." Since we're paying the full amount of the premium, post-tax, I assume the plan is not subsidized by the spouse's employer, with regard to my wife. (They provide me with full coverage, but don't subsidize her).
But it sounds like we could deduct from my wife's income without having to meet the 7.5%/10% AGI limit. Does it matter that we file jointly?
