State tax filing

My own research found this confusing definition that could apply to me:  

If you either: (A) are domiciled in New York State; OR (B) maintained a permanent place of abode AND spent 184 days or more in New York State, you must file a resident tax return, Form IT-201, regardless of the location where you may have been working or telecommuting from in 2020.


If I did file as IT-201, then I would probably get my max refund; but by indicating I had bought a home in FL 3 days before the end of the year, TT picked a IT-203 for me to fill out and my refund plummeted approx. $1000.

 

While I did purchase my new home 12/29 and sought the FL Homestead Exemption, I still had my apartment in NYC throughout 2020.  Am I destined in this situation to be penalized for those 3 days?