Thank you so much, Coleen!
So, I will go through with selecting option 2) for exemption. I feel much better about it now, thank you again for the help and link!
If I may ask, when my mother files, is it acceptable that she selects "I had coverage the whole year" to enter our 3895 information? Would that be considered a lie since it didn't begin till February, or does that not matter either since it's less than 3 months?
I'll be helping her file this year because my grandmother can't quite do it anymore. Most of TurboTax does a great job explaining and making it simple, it's just this one section that I can't help but overthink on.
