I figured this out Finally. Your Federal return will e-file perfectly, Its the State Return because either a W-2 or a 1099 series does not have all 14 digits and needs the WTH (What The Hell) input after.
Have Turbo Tax Print just you State Return and examine the TC-40W (W=Withholding). This form shows you all the W2 or 1099 Series that you had state withholdings taken out.
One of those do not have the magic* so update it and try it again.
Mine was a 1099-G (Unemployment Benefits) I withheld state and federal and paid back. In the Turbo Tax Overview that section read .00. So I kept missing it and thought it was my 1099-R (Annuity Benefit).
I hope this helps someone like me this year or even the next 🙂
