Still unsure if MA wants to tax my Roth distribution. Can’t see why, but tax laws are funny. Maybe it has something to do with the fact that Mom died in 2018.
For the tradition IRA, she took and paid tax on the RMD in 2018. I totally liquidated it in 2019 and owe Fed and MA tax on this.
For the Roth, no tax event in 2018. I liquidated in 2019 after inheriting it. As far as I can see there should be no taxes due on this money, Feedral or MA.
