With the utmost respect to TurboTaxToddL, I understand exactly your position and appreciate your research. You cited the IRS guidelines regarding what is considered medical premiums. I do not see the source for your conclusion that the full Michigan Personal Injury Protection premium is not the "medical portion of the auto insurance". I understand your logic behind it, and it will certainly not be incorrect to enter only a portion of the PiP in this part.
I will, however, make note that the PiP seems to generally be considered the medical portion of the auto insurance policy. This Council on Aging brochure http://www.gratiotmi.com/LinkClick.aspx?fileticket=u-yN_Lr3n64%3D&tabid=140 lists the PiP specifically as one item to bring to appointments where they're helping the elderly file their taxes. A Google search for similar items turns up a few more. I believe it is one of those not-very-well-defined terms in the Michigan code.
As it is listed on my policy, it is Personal Injury Protection and covers my medical needs in the case of an accident. Therefore, in the broad terms defined in the Michigan State tax laws, it appears to me to be insurance for my medical needs, and satisfies the criteria.
