I'm also having this problem. In 2024, the housing credit showed up just fine. I recorded a negative AGI of ($10,722) and that pulled through onto the state return as the "federal income" number.
For 2025, I'm also recording a negative AGI of ($21,574) based on netting the standard deduction, less income, i.e., the Standard Deduction is higher than the Total Income. The taxpayer qualifies for the CO Housing Credit, but it is not showing on the list of CO credits and taxes. Turbotax should not be masking this option.
The link below about the Social Security Income Exclusion is no longer working, so I assume the problem has been fixed and that is not the issue.
