The issue is usually the THR: Total household resources (THR) are the total income (taxable and nontaxable) of both spouses or of a single person maintaining a household. Check to see if you have nontaxable income like Social Security or a pension that could be pushing you over the limit.
2025 Homestead Property Tax Credit Information states:
Maximum Taxable Value
$165,400
Total Household Resources (THR) Limit
$71,500
Phase-out begins when Total Household Resources exceeds
$62,500
Credit Limit
$1,900
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