That is correct. 'Accepted' is the first step, but that does not mean that the return has been processed by the IRS.
If you are expecting a refund, you can be assured that the return has been fully processed when you receive your refund. If you owe a balance due, presumably the return would not be fully processed until that payment has been received and entered into the system.
Take a look at the following TurboTax article to learn more:
What does Accepted mean?
@Lewap
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