Thank you for the reply.
I have not followed your advice because the problem seems to have disappeared today!!
I am convinced that TT either had an error or was misleading, enabling me to get into the situation I was in yesterday.
I downloaded onto another computer and avoided having anything to do with state taxes. I was able to efile as normal.
Somehow, I was able to get into a situation on this computer which got me into the loop I described to you. When I came to this computer today, the problem had disappeared!
There were two situations that were causing me confusion about state requirements. First, I was unaware of the credit, which I do not qualify for, and second, the state has imposed capital gains tax on certain levels of income. I do not know how they know without some sort if return, even though we have no income tax!
So, I thought TT was telling me I needed to file a return but was not letting me complete it!
