You can make a 4th quarter only payment (both federal and state). When you have substantial income, in only the fourth quarter (e.g. in December), you may still make a 4th quarter payment (even though you did not make any of the first three quarterly payments). TurboTax will complete "annualized penalty" forms (state & federal) to submit with your returns to calculate your penalty (which should be zero, since your tax payment timing matches your income timing).
Fourth quarter payments, for 2024, are due by January 15, 2025.
