Thank you for the extensive explanation. I am pretty confident that I would not owe taxes as I generally have never owed since I also do additional withholdings throughout the year.
Is there a separate form I would need to file an extension for NYS or would the Federal Form 4868 be sufficient if I send to the given address on the instructions? Noting that even though I am posting this in July, I am speaking about next tax season so I would need to wait for the updated tax form for next year as only this year's is available on the IRS website. All my taxes up to this point have been filed with no issues. It is just next year whereas I would not be able to file until most likely May but fully expect a refund based upon my tax liability and payments I make throughout the year.
In reality, I am just looking to hope that when I get the refund next year, there will not be a penalty from the Federal or State (NYS) income tax filing. So, neither will take a percentage from my refund regardless of if I file a Form 4868 and any other State Form or not? I understand if I OWE, there would be a penalty...but since I expect a refund, I will still get the full expected refund with no percentage taken off.
