Yes, you can wait until you receive your NY refund to pay the Federal and NJ amount due as long as you pay both before the due date which is April 15th 2024.
For NY refund, each return is different. A simple return will process faster, but returns requesting certain credits that are an attractive target for fraud will likely require additional review by one or more department-review systems.
For more information and to check the status of your NY refund go to: Refund Status
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