Thank you DMark1. This is an actual answer! So simple.
But I've spent 30 minutes looking for this answer. It is soooooooooo frustrating. Instead of giving the answer, the answer is do a search for the answer. Ugh. That is, the blog answer is "type the following into your search bar: apply refund to next year" ...well my search bar returns NOTHING! I had already tried that before resorting to online help.
