The 1099 captured all accrued interest as when building my spreadsheet the amount on the 1099 didn't match my bond coupon received from my Schwab statements. When I looked at the details of purchase/sale transactions I found the accrued interest and when I added that to spreadsheet the numbers matched perfectly. My daughter is having the same issue so we'll do the same test of proportionally distributing the bond premium. If her numbers are as close as mine I think that's the answer. This is only an issue this year because we moved and we have to distribute the income between two states--which is hard to do when you can't get the core numbers to match. Thanks
