most of that info on the RMDS in Turbotax doesn't even get sent to the iRS so you have nothing to worry about. the IRS get copies of those 1099-Rs so they'll know an amount was for you and an amount was for your spouse. nowhere on those 1099's is RMD indicated. in fact there is nowhere on a paper 1040 to indicate retirement distributions were RMDs. what the IRS does know is the value of the accounts at 12/31/2021. the trustee sends 5498s to the IRS and you reporting this. the IRS also knows your birthdates (from social security adm) from that it can determine the required RMDs each year. A distribution from a qualifying account does not have to be designated as an RMD for it to be counted as an RMD
