TurboTax Fees – 'Option to pay with your refund'

Hello, I was trying to file a federal and a state tax via TurboTax for year 2022 by using a Deluxe plan (Not a Deluxe Max plan). And when I was checking the very last breakdowns, I found a fee that was listed as 'Option to pay with your refund.' I am not quite sure what this means – did anyone have a similar experience or could someone explain what this means? On the breakdown it is already showing 'TurboTax federal' fee and 'TurboTax states (1)' fee. 

One thing I am concerned is that I chose to pay the fees by deducting the amount from the refund. The other option was to pay the fees by card instantly. However, I do not think it still makes sense...

Could someone please help me?