Making after-tax contributions to an HSA is perfectly normal, although I agree that more people contribute through their employer than not. This is because a direct after-tax contribution saves only on your federal income tax while contributions made through your employer save you on federal income tax, Social Security tax, and Medicare tax.
In fact many taxpayers mix contributions through their employer and direct contributions. They contribute most of the annual HSA contribution limit through their employer and then fine tune the contributions for the year with a direct contribution at the end. It's just not that unusual to see direct HSA contributions.
In 2021, direct HSA contributions can be found on line 13 of Schedule 1 (1040). This deduction reduces your Adjusted Gross Income. If Ohio starts with federal AGI (many states do), then the HSA deduction would flow automatically through to the state return.
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