Ernie,
Thanks for the discussion. I figured out my error!
As discussed, I was looking at filing requirements for gross income at $19,310 and AGI at $15,448.
I missed the bottom line of the chart which says that for dependents you have to file if you made more than the standard deduction.
I'm filing for my granddaughter, who is a dependent. I suspect if I'd mentioned that in the first place you would have had the answer right away!
Thanks again, and I apologize for not explaining the situation more thoroughly.
Peter
