State tax filing

TT knows what my income was for 2021 and it knows how much was withheld in 2021. It does not know how much I plan to have withheld in 2022 and there is no option for me to articulate the plan. So using a standard withholding table is of no value at all from what I can tell.

 

If TT shows that I will get a refund then why would it plan huge estimated tax payments that are unnecessary.  Is there someplace where I have accidentally provided erroneous data or is it making unjustified assumptions. I recognize that it only does add, subtract, multiply and divide with no thought at all. So it can't be that hard.