If you are using the refund processing service and are not being offered the CARD as an option then there must be a reason the return doesn't qualify ... is your refund sufficient to cover the TT fees + the processing charge of $40 + your state's sales tax ? If you have a card from last year you can put the refund on it ... you would enter the card's routing & account numbers just like a checking account.
May I make a suggestion ... go to any store and buy a prepaid Visa debit card for $5 and put just enough on it to pay the TT fees then use it to also receive the refund as a Direct Deposit from the IRS. This will save you $35 this way.
