No, you do not need to have your own Checking Account/Routing Number if you chose to have your Refund direct deposited to a TurboTax Prepaid VisaCard. There is a Bank Routing and Account Number automatically associated with each TurboTax Prepaid Visa Card.
Check out the TurboTax FAQ below for more details on the TurboTax Prepaid Visa Card:
https://ttlc.intuit.com/replies/6419975
