If you did not pay any fees out of your Federal refund, then the only two parties involved are the IRS and your bank.
Did you print out your return and look at the routing and account numbers to be sure they are correct?
You can phone the IRS, and they should be able to tell you to what bank they sent the funds.
IRS: 800-829-1040 hours 7 AM - 7 PM local time Mon-Fri
Listen to each menu before making the selection.
First choose your language. Press 1 for English.
- Then do not choose the first choice re: "Refund", or it will send you to an automated phone line.
- Instead, press 2 for "personal income tax".
- Then press 1 for "form, tax history, or payment".
- Then press 3 "for all other questions."
- Then press 2 "for all other questions." It should then transfer you to an agent, but there is likely to be a long wait.
I usually use a speakerphone so I can work on something else while waiting.
