I had made a QCD for part of my RMD and took the rest for personal use. I received two 1099 R. Due to miscalculation on my part, I have a shortfall in my RMD (which I noticed in Feb 2026 and corrected; those funds went to charity). I entered the data manually and every entry is accurate. I had to enter my husband's also. Now the software is adding my QCD to my shortfall and that has literally doubled the penalty etc. I have deleted the entries and reentered them multiple times; the same error keeps appearing. None of the tech support people know how to fix this. Any suggestions? Thank you
