During the "File" step, do not choose the option to "Pay with my Refund."
- Paying immediately with a credit/debit card eliminates the service fee charged.
- The fee is because TurboTax must use a third part bank to process the accout.
- The fee is the bank processing fee.
- When prompted about receiving your refund up to 5 days early, choose to skip or decline this option to avoid the associated fee.
Look for the "View payment options" link in the File section to change your payment method.
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