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After you file
@ 9083772642 wrote: Instructions did not pertain to my desktop version. Looked further into on my own and 3rd party bank also charges a fee, which was never disclosed.
I can provide you more information on that. If you had a state return that you efiled in the desktop version, then the $27 should be the $25 state efile fee plus sales tax. In the desktop editions there is a $25 fee to efile each state return, except no efile fee for New York state.
There is no additional $40 service fee if that state efile fee is paid upfront with credit/debit card. However, when one chooses to pay that $25 fee (plus tax) out of the refund (a process which uses a third-party bank), then there is a $40 service fee for that option ($45 for California filers.)
One can avoid the $25 state efile fee altogether, if desired, by printing and mailing the state return.
"which was never disclosed"
You should have seen a screen with the $40 fee for the "pay out of refund" option. I'll ask someone who might have a screen image to post it here today.
@ VolvoGirl are you please able to post your screen image of the $40 "pay out of refund" fee in the desktop version? Thanks.