To clarify, did your wife make nondeductible contribution and therefore had a basis in the traditional IRA? Please see Who Must File 2025 Form 8606 for additional information.
To enter the QCD:
- Click on "Search" on the top right and type “1099-R”
- Click on “Jump to 1099-R” and enter your 1099-R
- On the "Do any of these situations apply to you?" screen select "I transferred all or part of this money directly to charity"
- Enter the RMD amount for this account on the "Let's get more information about your Required Minimum Distribution (RMD)" screen
- Continue until "How much of this distribution applied to your December 31, 2025 RMD?" screen and select "The entire distribution was an RMD" /or select "Some of this distribution was a RMD" and enter the amount of RMD (if this distribution includes RMD for other IRA accounts then you included the amount here)
- Enter how much your transferred to charity
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