@ sierragrant27
ADDENDUM
The info I left above is for someone who has a routine filing and processing with the funds to go directly from the IRS to one's bank account, but where the deposit failed,
However, the funds may take a different route if you chose any options such as "pay fees out of refund" or the "up to 5 days early" option, or Refund Advance. Those options use a third-party intermediary bank that first receives the funds. If you used one of those, then if the deposit from the intermediary bank to your bank fails, it could go back to the intermediary bank who would either send you a check (most cases), or in some instances they send it back to the IRS to deal with.
