No, you are not understanding. I checked my IRS account, and it also says my refund is $3147. This is the first time in life filing taxes, and I have never been married, nor do I have children. I only graduated from a traditional college one year ago and started my career. And, the IRS account says the $3147 in my account as the refund, but the deposited amount is incorrect $1411 after all fees. There is a problem...
