It begins January 26. Seeing a "blank" transcript (often labeled "N/A" or "No return filed") is completely normal during the first 10–14 days of processing.
Your transcripts will actually update before the "Where's My Refund?" (WMR) tool does. Watch for a "Cycle Code" and "846 Refund Issued" code on your Account Transcript—that is the most accurate sign that your money is on the way.
Since your clock started on Jan 26, your 21-day window ends on February 16. However, because February 16 is Presidents' Day (a federal holiday), the IRS likely won't update or fund until the 17th or shortly after.
@txgirl
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