I usually do the advance refund through credit karma every year, this year I linked to my credit karma and yet it says it's going to go to my bank account what do I do?

I talked to a chat agent and they said this is happening to lots of people because the button for the option isn't showing up, yet that is strange because it did ask me to link my credit karma. Please help. I need my refund early I have surgery coming up in a few days.