After you file

i'm not Tom. There is no info yet on the advance program for 2026 (2025 taxes) so if it is offered it's not likely before it starts accepting e-filing - usually January. Note that when it first opens E-filing your return sits on the Turbotax servers until the IRS officially opens e-filing. (in 2025 it was 1/27). Your return can't be accepted until the IRS opens e-filing.

 

It's up to Turbotax to decide whether to actually grant you the advance. there are certain criteria which must be met.  If granted there are additional fees ($40/45 in 2025) if you use your refund to pay any Turbotax return fees. 

 

 

this is from the 2025 advance program 

How to get Refund Advance instantly*

  • Choose Refund Advance as your refund option

    When you’re ready to file, select Refund Advance and apply for it in a few easy steps.

  • Open a checking account with Credit Karma Money™

    Now that Credit Karma and TurboTax are both part of the Intuit family, we'll help you create your 100% free to open account when you're ready to file.

  • Finish filing and start spending right away

    You could get your money in as little as 60 seconds after IRS acceptance and can immediately use your virtual Credit Karma Visa® debit card.