@Opus 17 & @fanfare To clear up any confusion, here's exactly what I did:
In 2024, I contributed $7000 to a Roth IRA, then recharacterized that amount to a Traditional IRA (because my income was too high), then converted it to a Roth IRA again to carry out the backdoor Roth IRA.
In 2025, just before I filed my taxes for year 2024, I (mistakenly) contributed $1000 to my Traditional IRA for 2024 contribution year instead of the intended 2025 contribution year putting me at $8000 of IRA contributions for 2024.
I did not realize I did this until after I filed my 2024 taxes, which stated I only contributed $7000.
To compound the issue, before I realized I had contributed an excess $1000 to the 2024 contribution year, I already contributed the max $7000 using the backdoor Roth IRA method for 2025 contribution year. In other words, I contributed $7000 to my Traditional IRA then converted it to a Roth IRA for 2025 contribution year.
I contacted my brokerage firm, asked them to remove the excess $1000. They said they can't because I already converted it from Traditional to Roth. When I asked if there's anything else I can do to rectify the problem, they said they couldn't help and suggested I speak to people who know taxes.
Which leads me to where I am today. Hopefully, that clears up any confusion. Does this change anything from what you last posted?
P.S. Sorry for making this confusing as I probably should have stated this at the start.
