After you file

what? i

1) no fees are to be taken out of your refund then the DD is done by the IRS to the account listed on the return. Bad info and it goes back for them to send a paper check to the address on the return

2) with fees to be taken out, the refund first goes to a third-party bank to split between you and Turbotax. it then forwards the balance on to the account you specified on your return. Bad DD info and it goes back to the IRS 

 

 

 

 

efund is sent