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After you file
@ chri618561 wrote: "filed our income tax".... "it's supposed to go to her bank account"
Here's some additional info:
So are you getting a joint Federal refund but selected to deposit it into an individual account? You should ask your bank what their policy is in that regard and what will happen in your specific situation. While that may be possible for some banks, there are other banks that may not accept a joint deposit into an individual account. If it's refused, the funds go back to the IRS, who will issue a paper check in the mail. If the IRS "Where's My Refund" tool I mentioned above says your funds have been sent, but if the refund didn't arrive within 5 days after the date provided by that WMR tool, check with your bank to see what their policy is.