cseeman
New Member

Bank won't deposit my Refund Check

Bank won't deposit my Refund Check

I file taxes jointly with my wife, so the mailed refund check lists both our names.
We don't have joint bank accounts, though.
Our bank (we use the same bank with separate checking and savings accounts) says they won't accept a check with two names on it, even if both endorse the check, because all our accounts are in separate names. 

I don't know what to do short of going to a check-cashing place, which may take up to 10% of the refund.

Has anyone else run into this? How did you resolve?