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After you file
You only need to amend your return if you are able to (and wish to) claim education credits or if the qualified expenses (for purposes of the 1099-Q distribution) were less than the distribution and you need to report taxable income.
If you do not have any taxable income from the 1099-Q distribution it is not required to be reported on either return (and you wouldn't need to amend.)
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‎April 13, 2025
2:51 PM