I appreciate your response. If the withdrawal is not done in time but is done after April 15th, do I need to do anything for next year to correct things to ensure that I do not keep getting penalized in 2025?
Also:
https://www.irs.gov/instructions/i8889#en_US_2024_publink37971yd0e1392
Per the IRS website, I did see this under Employer Excess Contribution. Would this only apply to Employer Excess Contributions?
"Note: If you timely filed your return without withdrawing the excess contributions, you can still make the withdrawal no later than 6 months after the due date of your tax return, excluding extensions. If you do, file an amended return with “Filed pursuant to section 301.9100-2” written at the top. Include an explanation of the withdrawal. Make all necessary changes on the amended return (for example, if you reported the contributions as excess contributions on your original return, include an amended Form 5329 reflecting that the withdrawn contributions are no longer treated as having been contributed)."
