Oh, I think I know why this question was triggered this year; my husband inherited money from a traditional IRA and I had to confirm it was a full distribution and we fulfilled the RMD.
Otherwise, we aren’t at the age yet for our own RMD. We’re doing rollovers and conversions, but no actual withdrawals.
I don’t see that we had a penalty applied anywhere.
Am I on track with why this question of fmv came up?
