HOW TO UPDATE DIRECT DEPOSIT W/out paying additional fee?

so I’m at the end of my return and going over my direct deposit info and it needs to be updated due to some fraudulent banking activity with my previous accounts that I obviously had to close and reopen new ones however, it’s telling me to click the third option below that says, “Choose other options” which then takes me to a screen telling me I need to pay a $40 processing fee on top of the regular TurboTax fee… and still does not make it clear on if you can pay for the service out of your refund, as well as even e-file via direct deposit. Additionally there’s absolutely no information on what the $40 processing fee is for. Does anyone know anything about this?