lol stop saying that to people, turbo tax is ridiculous. I had a supervisor tell me you all should’ve been educated on this. Her direct words were “they’ve been given plenty of education material on this subject. I don’t understand why they’re still saying that” so if you chose the five day early option, and your direct deposit was declined you are not going to automatically get a check from the IRS you are going to get a check from cross River bank and it is incredibly hard to cash. If you have a bank, take it to your bank in your bag will put a six day hold on it and that’s all you can do. good luck
