rjs
Level 15
Level 15

After you file

If Wells Fargo had reported anything to the IRS they would have sent you a copy of the reporting form. It would be some type of 1099-series form, probably a 1099-MISC. But a refund of insurance premiums that you paid is not income, and would not be reported. If you did not get a reporting form, you have nothing to put on your tax return. Just forget about it.